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The benefits of regular maintenance extend beyond just preventing breakdowns. A well-maintained car also offers better fuel efficiency, reducing overall running costs. Regular oil changes ensure that the engine operates at optimal performance levels, while tire rotations prevent uneven wear and extend tire life. Brake inspections are crucial for safety, as worn brakes can compromise stopping ability. Furthermore, regular fluid checks, including coolant and transmission fluid, help prevent overheating and internal damage. Investing in preventive maintenance saves money in the long run by avoiding major repairs.

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• Policies may also use terminology like "concurrent benefits" or "coordination of benefits" to address overlapping coverage between LTCI and other insurance sources like Medicare or Medicaid. These terms determine how claims are processed when multiple insurers are involved. For example, if an LTCI plan excludes hospice but an individual has Medicare Part A benefits, they might still receive coverage through Medicare while using LTCI for other non-hospice-related care expenses.

• The benefits of collision coverage extend beyond just accidents involving other vehicles. If your rental car hits a pothole or another object on the road, causing damage to the vehicle's undercarriage or bodywork, collision coverage can still provide financial assistance for repairs. This level of protection ensures that minor mishaps don't result in significant out-of-pocket expenses for renters. Moreover, collision coverage often includes towing services if your rental car becomes disabled due to an accident-related issue.